Down Payment Assistance

City of Tucson/Pima County Homebuyer Assistance
Now Available

Down payment assistance is now available to households that earn less than 80% of Pima County's area median income.  The homebuyer is required to contribute at least $1,000 of their own funds.  Homebuyer’s liquid assets may not exceed $10,000 after this contribution to the purchase. See Program Guidelines for complete information on eligibility and requirements.

The assistance is up to 3.5% of the purchase contract price, in the form of a second lien, and due upon sale of the home. A 2% interest will be added if the house is sold during years 1-5. The assistance may not be used with the Home Buyer Solutions Program.

Lenders: To request down payment assistance for your borrower, please e-mail the 1003, GFE, and TIL to

To apply for this assistance, the homebuyer will need to:

  1. Attend OPCS’s Homebuyer Education Class
  2. Complete the OPCS Application
  3. Lenders will be able to forward the lender packet to Terry Galligan or fax to 437-0221.

For complete information, see the attached Program Guidelines.

Terry Galligan
Cheif Operations Officer
Phone: 520-445-7084; Fax: 520-437-0221